Starke County Commissioners Weigh Insurance Options


Starke County Commissioners have chosen the less expensive premium option for insurance to ensure the county has coverage, but they intend to keep shopping for lower cost alternatives. They finally got rate quotes Monday morning and did not have time to explore other options prior to their meeting that night. Doing nothing wasn’t an option, as the county’s existing policy expires this week. After quite a bit of discussion they chose the policy with a $153,000 annual premium and a $50,000 deductible on all claims, including vehicles. The premium for the other policy is $225,000 per year, and the deductible is $10,000. The premium spike is due to the high number of insurance claims filed by the county over the last five years. It’s unclear whether the county will have to pay a penalty if they find a less expensive policy and cancel this one.